Your Mathematics for Business textbook includes a "Financial and Estate Planning" foldout between pages 492 and 493. This foldout features various activities designed to help you develop a sense of your current financial situation, as well as to begin to think about your future. This foldout is an excellent starting point, and we hope it will inspire you to take an active role in managing and planning your finances. When you're ready to take the next step, the Internet offers rich resources for your further financial planning, research, and learning. Below are links to some selected Web sites that offer information and tools to help you manage your money. They are organized according to the nine activities on the Financial and Estate Planning foldout. These sites are only a small portion of the resources available on the Web. The inclusion of a site on this list does not imply any affiliation with or endorsement from the authors or the publisher. Always use care when making financial decisions, and consult a financial planning professional if you need to. Lifetime Earnings Visit salary.com to learn more about what people in different professions earn. For fun, check out Forbes list of the 400 richest Americans. Saving Learn 66 ways to save money from the Federal Trade Commission's Consumer Literacy Consortium. Insurance Money Magazine's Insurance department offers information and resources regarding choosing insurance. Family Money Magazine offers an assortment of articles about insurance issues. Cash Reserves for Emergencies Try this on-line calculator for determining how much money you might need as a reserve in case of emergencies. Are you adequately prepared? Short-Term Debt Read this article from the Federal Trade Commission regarding choosing and using credit cards. This on-line calculator can help you estimate the amount of time needed to pay off a credit-card balance. The iVillage "Deep in Debt" site offers a variety of articles and features about eliminating debt. Home Ownership HUD, the government's Housing and Urban Development agency, offers an on-line Homebuyer's Kit with information on choosing a mortgage, buying a home, and other topics. Retirement The Social Security Administration's Retirement Planner. Provides information about Social Security benefits as well as on-line calculators to estimate post-retirement income. AARP, the American Association of Retired Persons, Web site provides information on a variety of topics of interest to retirees and those planning for retirement. In the Event of Death NoLo.com's Wills and Estate Planning area offers information about wills and protecting your assets for your family. Current Financial Situation Check out Learn2.com's step-by-step guide to establishing a personal budget.